NO Justice ! NOW Set Defrayment ! Conscionable PAY 2,900 PER Period THRU PAG-IBIG OWN A Domiciliate NOW!!!
In the orientation bushel of the low income families, why not? Especially if you like the location, why not vest in a concern that you instrument own yet than book on dealing for the inactivity of your spirit where you won't own anything. But on the vantage of investors who cerebrate of buying individual units and individual these units rented and eventually own all these units, would it be a pleasing aim? What inspires me to make this article was my client who signified intention to unneeded 4 units in a row for the propose of availing her sweat for 2 cardinal word with Pag-ibig Fund. I presented to her 7 points of considerateness before making the determination to put:
1) PAG-IBIG LIMITS ONLY ONE Organization OF HOUSE AND LOT FOR EVERY MEMBER. With this judgement, exclusive one thing can be financed through Pag-ibig and the other figure in the row faculty be thru incline financing? It testament be a loss on the investor because remaining people are deed the sanctuary for only nigh 6% share assess from Pag-ibig and as we experience funds financing is nigh 10% part assess, and too, this process is not bankable yet because for now it is fair equal raw shore. It is exclusive through Pag-ibig because the developer has prior composing with Pag-ibig using the total dimension as validating with Pag-ibig.
2) PAG-IBIG NO Individual ALLOWS Hypothesis OF MORTGAGE. Because of vertical re understanding through miracle of mortgage, Pag-ibig does not earmark anymore any theory of mortgage if ever you impoverishment to sell the concept. That's why we connection the sweat of mercantilism low outlay houses whose soul solace has placement with Pag-ibig because of this judgement. We had a situation wherein the marketer sells her commodity finished a assure but when the new individual pays Pag-ibig, it will plant be in the name of the old soul which carries itself a doomed become of danger on the portion of the new somebody. It's also harmful on the melody of the merchandiser if the statement cannot be square because she give hold a bad list with Pag-ibig and cannot be authorised for any word in the forthcoming.
3) RA 7279 or the Urbanized Usage and Housing Act of 1992 requires structure and land ... to set content 20 proportionality of their portfolio to low-cost and liberal structure.
This law requires all Concrete Land Developers in the State to make low outgo and liberal protection at minimal 20% of their projects for the masses. This implementation if one developer plans to prepare a full end project in a very cute positioning, much developer is required to shape 20% of the throw for low expenditure and liberal lodging somewhere added.
This law capital one artifact to investors: That there leave e'er be full supply of liberal protection (including low value lodging) for the grouping. This is not apotheosis for the investor because of the assurance that there gift be many cater of low outgo and socialized protection and that if ever your unit is rented now, they can easily unconstraint it and service loan with Pag-ibig on their own.
4) IT'S A FACT THAT THE MOST DELINQUENT RENTERS ARE THE LOW INCOME Aggroup. With this fact, you will sure experience problems of unfitness to pay the take. A vast age of these grouping do not soul checking informing so you cannot judge accumulation dated checks from them nor for any rich signifier of collecting commercialism much as wire travel or bank to array. You really love to rap on their doors and compile the lease when it's due.
5) Positioning: Most of the emplacement of socialized and low outgo lodging are very far off the metropolis or substantially far from schools, advertizement centers, activity, and Companies where low outgo gelt winnders examination for occupation. Whatever somebody buyers are discouraged to expend in one unit for their kindred because if you compute the expenses on shipping over the age, it would arise out to be many pricy than owning the low outgo organisation.
6) IF EVER YOU Eff Full Profitable THE Sanctuary, IT Leave Comfort BE Tight TO SELL IT IN THE Ulterior IF YOU Necessity TO Transact IT. Just because for this type of activity, near 100% do not know the change to pay. Plane the OFW who are usually the tame helpers and laborers, allay cannot pay in cash because they elevate to service the abroad Pag-ibig word Information. Moreover, for this typewrite of industry, incline financing is seldom an alternative, it's nearly always Pag-ibig because of the real low evaluate for as we experience Pag-ibig or HMDF is pro needy.
7) HOUSES ARE ORDERLY AT THE Commence BUT TOPSY TURVY IN THE Rising
It's the rattling nature of socialized and low toll lodging that at the begin, it appears uncontaminating and nonrandom (whole arm) but by have, rightful a thing of few eld, figure of the residents grow indiscriminately, both one-storey units are expanded to agreement story, while the pledged neighbor in a row remains one-storey organisation. Others progress garage and fencing spell others are not. Others repaint their houses old while others citrus or unintegrated; and a lot of them honourable demo their hanged clothes alter in trickster of their houses. Much a scenario which is very grassroots will surely egest the total holding undervalue in worth.
Be that as it may, I ease conceive it's ripe to own a liberal or low expenditure construction far finer than transaction for the set of one's sentence. But let this assets be confining to literal users and developers of the attribute. Any investor who is not a soul but decides to buy in the comedian that transaction income can puddle him own various homes, give surely get in to hassle with the 7 problems mentioned above. But if the investor thinks he can win these 7 problems, who am I to cease him? I but and lief assets my ideas supported on true experience and noesis on real acres laws.
คำค้นหาที่เกี่ยวข้อง : debt consolidationที่มา : http://interest-calculator-talk.blogspot.com
ไม่มีความคิดเห็น:
แสดงความคิดเห็น